PAYSBUY Other service providers
Accept Visa and MasterCard All issuing banks All issuing banks
Accept payment from bank accounts Merchants can accept direct debit from 5 bank accounts (Siam Commercial Bank, Kasikornbank, Krung Thai Bank, Krungsri Bank, and Bank of Asia)
Payment acceptance fee 4% (included 7% VAT) 4% or more
Monthly fee No 295 Baht or more
Per transaction fee No Yes and No
Period to receive money after sale Immediately 30 days or more after sale
Easy to use Taking a few minutes to sign up for a PAYSBUY account, then install Pay Now button on your e-Commerce page and start selling your products immediately. Complete all the processes online and need no off-line or paperwork process whatsoever Merchants must go through lousy off-line process with the providers. Cannot use the service right away.
Transaction record PAYSBUY is an account based system. Users can log into their accounts and view completed transaction log from the ‘History’ page. User can sort transactions by selected criterion, and even download the log in .xls format, helping merchants prepare their order and never miss the order with email notification from PAYSBUY. Only email notification or monthly statement.
Accept payment to merchant’s bank account PAYSBUY accommodates merchants to register up to 5 bank (all banks in Thailand) accounts to their PAYSBUY accounts. Merchants can accordingly choose to withdraw fund to any registered accounts as wish. Can accept payment to only one registered bank account, and difficult to change the registered account.
Security PAYSBUY system is developed by SinaptIQ, the company that provides credit card payment solution to Thai leading commercial banks as followings: Kasikornbank, Siam Commercial Bank, Bank of Asia, and Bangkok Bank, and is the only Thai company who gets certified from Visa and MasterCard to distribute Verified by Visa and SecureCode system respectively. Ensuring you the same security level as Thai leading banks while using PAYSBUY. Only equipped with standard 128 bit SSL Encryption
Shopping cart enable and order notification alert You can easily utilize PAYSBUY’s Pay Now button with their own shopping cart system. Merchants can also adopt real-time notification feature best suited for merchants in need of real-time product delivery such as mobile phone’s logo or ring tone. Somewhat difficult to or cannot integrate the payment system to merchant’s shopping cart module.
Invoicing feature You can send an invoice in form of an email to buyers using ‘Request Money’ feature. Cannot send invoice to collect payment

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